# Personal finance **URL:** https://tradingqna.com/c/personal-finance/14.md?page=1 [Latest](https://tradingqna.com/latest.md) · [Categories](https://tradingqna.com/categories.md) **Page:** 2 --- ## [All about LIQUIDCASE, India’s first growth liquid ETF by Zerodha Fund House](https://tradingqna.com/t/all-about-liquidcase-india-s-first-growth-liquid-etf-by-zerodha-fund-house/159849)
**Author:** [@VishalJain](https://tradingqna.com/u/VishalJain)\ **Replies:** 155\ **Last updated:** [April 16, 2026, 4:05am UTC](https://tradingqna.com/t/all-about-liquidcase-india-s-first-growth-liquid-etf-by-zerodha-fund-house/159849 "2026-04-16T04:05:25Z")
LIQUIDCASE is a liquid ETF which invests in overnight instruments like Tri-Party Repo on Government Securities or T-bills, Reverse repo, Cash & Cash equivalents. It aims to provide easy liquidity at relatively low risk a… --- ## [Mutual fund portfolio tracking tool with multiple folios](https://tradingqna.com/t/mutual-fund-portfolio-tracking-tool-with-multiple-folios/193035)
**Author:** [@entice](https://tradingqna.com/u/entice)\ **Replies:** 1\ **Last updated:** [April 8, 2026, 2:54am UTC](https://tradingqna.com/t/mutual-fund-portfolio-tracking-tool-with-multiple-folios/193035 "2026-04-08T02:54:41Z")
Looking for a simple website or tool to track my mutual fund portfolio (SOA format). What I essentially want is that it shows each transaction as per the folio and the current CAGR return for each entry. Kuvera doesn’t… --- ## [SWP / STP in Zerodha](https://tradingqna.com/t/swp-stp-in-zerodha/18699)
**Author:** [@Rahul\_Todurkar](https://tradingqna.com/u/Rahul_Todurkar)\ **Replies:** 399\ **Last updated:** [May 22, 2025, 7:17am UTC](https://tradingqna.com/t/swp-stp-in-zerodha/18699 "2025-05-22T07:17:46Z")
Dear Nitin, I have learnt that there is no facility of STP / SWP in Coin presently. Just wanted to know whether i can submit request for SWP at AMC for MF held in demat form in COIN ? --- ## [Loan against mutual funds](https://tradingqna.com/t/loan-against-mutual-funds/137219)
**Author:** [@KANAGU](https://tradingqna.com/u/KANAGU)\ **Replies:** 58\ **Last updated:** [March 31, 2026, 8:12am UTC](https://tradingqna.com/t/loan-against-mutual-funds/137219 "2026-03-31T08:12:15Z")
Hi, I would like to know which platform is good for loan against mutual funds I have couple of lumpsum MF units in DEMAT (Coin) and SIP’s in Non-DEMAT (Kuvera). I know even the broking apps itself providing this facili… --- ## [Mutual Fund in Demat Account](https://tradingqna.com/t/mutual-fund-in-demat-account/18287)
**Author:** [@jamaldanish](https://tradingqna.com/u/jamaldanish)\ **Replies:** 13\ **Last updated:** [March 30, 2026, 10:38am UTC](https://tradingqna.com/t/mutual-fund-in-demat-account/18287 "2026-03-30T10:38:23Z")
Can someone please help me with 2 simple questions. Can i assume that if I buy any Mutual Fund from Coin it will be stored in my demat account by default? I wanted to buy a mutual fund of Franklin but I could not find … --- ## [Buying ETF's @ iNAV](https://tradingqna.com/t/buying-etfs-inav/123571)
**Author:** [@Roby](https://tradingqna.com/u/Roby)\ **Replies:** 23\ **Last updated:** [March 17, 2026, 6:35am UTC](https://tradingqna.com/t/buying-etfs-inav/123571 "2026-03-17T06:35:46Z")
Dear Nithin, @nithin Always Zerodha has excited us by bringing new features, You guys are excellent! We need some kind of feature to buy ETF’s at iNAV or NAV, what in noticed several times is the quoted prices are no w… --- ## [Instant Redemption on Coin](https://tradingqna.com/t/instant-redemption-on-coin/69369)
**Author:** [@Abhranil\_Dutta\_majum](https://tradingqna.com/u/Abhranil_Dutta_majum)\ **Replies:** 63\ **Last updated:** [March 16, 2026, 7:13am UTC](https://tradingqna.com/t/instant-redemption-on-coin/69369 "2026-03-16T07:13:31Z")
Can we expect Instant Redemption on Zerodha coin anytime soon? Don’t really want to open accounts on different apps or websites. If this feature was available was on coin then it would be great @nithin --- ## [Need suggestions](https://tradingqna.com/t/need-suggestions/190780)
**Author:** [@Rahul\_Sah1](https://tradingqna.com/u/Rahul_Sah1)\ **Replies:** 8\ **Last updated:** [March 3, 2026, 11:56am UTC](https://tradingqna.com/t/need-suggestions/190780 "2026-03-03T11:56:22Z")
How can I say that I am a good investor if I am currently holding a 15% overall return on my entire long term holdings, I mean that I am nowhere getting any benefits of investing 82K in markets. I will have the profit… --- ## [What Factors Are Bringing Polymatech Electronics Into Pre-IPO Discussions?](https://tradingqna.com/t/what-factors-are-bringing-polymatech-electronics-into-pre-ipo-discussions/191923)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 0\ **Last updated:** [March 3, 2026, 6:27am UTC](https://tradingqna.com/t/what-factors-are-bringing-polymatech-electronics-into-pre-ipo-discussions/191923 "2026-03-03T06:27:12Z")
Discussions around Polymatech Electronics have been gradually increasing in the unlisted share market, even though there has been no formal announcement related to an IPO. Market participants say the company’s name has s… --- ## [How to calculate your true XIRR from your broker data (not the number your broker shows)](https://tradingqna.com/t/how-to-calculate-your-true-xirr-from-your-broker-data-not-the-number-your-broker-shows/191790)
**Author:** [@xirrledger](https://tradingqna.com/u/xirrledger)\ **Replies:** 2\ **Last updated:** [February 26, 2026, 5:51am UTC](https://tradingqna.com/t/how-to-calculate-your-true-xirr-from-your-broker-data-not-the-number-your-broker-shows/191790 "2026-02-26T05:51:50Z")
Most people glance at the XIRR shown on Kite, Groww, or their broker app and take it at face value. That number is often wrong — or at least incomplete. Why broker XIRR is unreliable Broker apps compute XIRR on their i… --- ## [Measuring Mutual Fund Returns (XIRR & CAGR)](https://tradingqna.com/t/measuring-mutual-fund-returns-xirr-cagr/40617)
**Author:** [@Karthik](https://tradingqna.com/u/Karthik)\ **Replies:** 15\ **Last updated:** [February 25, 2026, 11:46am UTC](https://tradingqna.com/t/measuring-mutual-fund-returns-xirr-cagr/40617 "2026-02-25T11:46:23Z")
Return in simple words helps you estimate the rate at which money grows on a year on year basis. For example, you invest in a property worth 1 Crore and exactly after a year, the value of this property is 1.2 Crore, then… --- ## [Equity Market Entry Plan Drives NCDEX’s 10-Year Deal with TCS](https://tradingqna.com/t/equity-market-entry-plan-drives-ncdex-s-10-year-deal-with-tcs/191695)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 0\ **Last updated:** [February 23, 2026, 10:06am UTC](https://tradingqna.com/t/equity-market-entry-plan-drives-ncdex-s-10-year-deal-with-tcs/191695 "2026-02-23T10:06:16Z")
India’s commodity exchange sector may be heading toward a quiet shift. NCDEX has entered a long-term technology agreement with Tata Consultancy Services as part of its plan to step into the equity and derivatives segment… --- ## [Understanding Apollo Green Energy’s Business Before Its IPO](https://tradingqna.com/t/understanding-apollo-green-energy-s-business-before-its-ipo/191351)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 0\ **Last updated:** [February 11, 2026, 7:21am UTC](https://tradingqna.com/t/understanding-apollo-green-energy-s-business-before-its-ipo/191351 "2026-02-11T07:21:46Z")
Apollo Green Energy is gradually drawing attention as talks around a possible IPO gain pace. Before looking at valuations or timelines, it is important to understand what the company actually does and how its business wo… --- ## [From Unlisted to Listed? Understanding CSK Share Price Before a Possible IPO](https://tradingqna.com/t/from-unlisted-to-listed-understanding-csk-share-price-before-a-possible-ipo/190905)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 1\ **Last updated:** [January 30, 2026, 5:22pm UTC](https://tradingqna.com/t/from-unlisted-to-listed-understanding-csk-share-price-before-a-possible-ipo/190905 "2026-01-30T17:22:51Z")
Interest in Chennai Super Kings (CSK) is no longer limited to cricket fans. In recent years, the franchise has gained attention in the unlisted market, where investors closely track the CSK share price for signs of futur… --- ## [Home Loan for a Full time Trader?](https://tradingqna.com/t/home-loan-for-a-full-time-trader/190384)
**Author:** [@Harshajyoti\_Das](https://tradingqna.com/u/Harshajyoti_Das)\ **Replies:** 29\ **Last updated:** [January 30, 2026, 5:33am UTC](https://tradingqna.com/t/home-loan-for-a-full-time-trader/190384 "2026-01-30T05:33:12Z")
So, I just spoke with my bank home loan dept. They said they do not accept any income from stock market (stocks, F&O etc.) or even debt mutual funds as a primary source of income. I am a full time trader. I do have the … --- ## [Polymatech Electronics’ ₹10,000-Crore IPO Plan Signals Next Growth Phase](https://tradingqna.com/t/polymatech-electronics-10-000-crore-ipo-plan-signals-next-growth-phase/190811)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 0\ **Last updated:** [January 27, 2026, 10:53am UTC](https://tradingqna.com/t/polymatech-electronics-10-000-crore-ipo-plan-signals-next-growth-phase/190811 "2026-01-27T10:53:27Z")
Polymatech Electronics is preparing for a proposed ₹10,000-crore IPO, a move that could mark a key shift in the company’s growth journey as well as India’s broader semiconductor manufacturing plans. According to recent … --- ## [Where to invest 20L for 1-2 years this month (Dec-25)?](https://tradingqna.com/t/where-to-invest-20l-for-1-2-years-this-month-dec-25/189572)
**Author:** [@strontium](https://tradingqna.com/u/strontium)\ **Replies:** 12\ **Last updated:** [January 25, 2026, 11:59am UTC](https://tradingqna.com/t/where-to-invest-20l-for-1-2-years-this-month-dec-25/189572 "2026-01-25T11:59:05Z")
I have a surplus corpus of ~20L that I want to invest for ~2 years. Any recommendations? Since gold & silver are at an ATM, it does not make sense. Small caps and midcaps are one option, but I am not sure of the 1-2 yea… --- ## [Higher Expense ratio in Index Funds](https://tradingqna.com/t/higher-expense-ratio-in-index-funds/166314)
**Author:** [@vimox.shah](https://tradingqna.com/u/vimox.shah)\ **Replies:** 16\ **Last updated:** [January 23, 2026, 6:56pm UTC](https://tradingqna.com/t/higher-expense-ratio-in-index-funds/166314 "2026-01-23T18:56:21Z")
Why are so many Asset Management Companies (AMCs) charging an expense ratio of 0.3% or higher for various broad-based index funds and strategy index funds? After factoring in tracking errors, the effective cost to invest… --- ## [What SEBI’s Approval of ESDS IPO Says About India’s Upcoming Tech Issues](https://tradingqna.com/t/what-sebi-s-approval-of-esds-ipo-says-about-india-s-upcoming-tech-issues/190591)
**Author:** [@Planify\_Capital](https://tradingqna.com/u/Planify_Capital)\ **Replies:** 0\ **Last updated:** [January 20, 2026, 11:54am UTC](https://tradingqna.com/t/what-sebi-s-approval-of-esds-ipo-says-about-india-s-upcoming-tech-issues/190591 "2026-01-20T11:54:46Z")
SEBI’s approval of the ESDS Software Solutions IPO marks an important development for India’s technology-focused listings. While the company has not yet announced a firm listing timeline, the regulatory clearance removes… --- ## [Can you suggest me good flexi cap fund?](https://tradingqna.com/t/can-you-suggest-me-good-flexi-cap-fund/122650)
**Author:** [@Nathiarasan](https://tradingqna.com/u/Nathiarasan)\ **Replies:** 5\ **Last updated:** [December 26, 2025, 6:08am UTC](https://tradingqna.com/t/can-you-suggest-me-good-flexi-cap-fund/122650 "2025-12-26T06:08:04Z")
I already have SIP investments on Parag parikh flexi caps and Axis ELSS (kinda flexi cap). Now i am planning to add another Flexi cap fund. Is UTI Flexi cap good one to choose? or will go with Kotak large & mid cap fund… --- ## [Your Thoughts on Content Creation vs. Advertising for Growing a New Business](https://tradingqna.com/t/your-thoughts-on-content-creation-vs-advertising-for-growing-a-new-business/167929)
**Author:** [@Ajinkya](https://tradingqna.com/u/Ajinkya)\ **Replies:** 8\ **Last updated:** [December 11, 2025, 1:05pm UTC](https://tradingqna.com/t/your-thoughts-on-content-creation-vs-advertising-for-growing-a-new-business/167929 "2025-12-11T13:05:52Z")
Hi Nithin Sir, I hope you’re doing well! I have a question and would love to get your opinion. I see that your team is doing a lot with content on YouTube and Instagram. How has that been going for you? These days, ma… --- ## [Mutual Funds Investment by Zeodha Coin | 0.17% Deducted | Why?](https://tradingqna.com/t/mutual-funds-investment-by-zeodha-coin-0-17-deducted-why/33681)
**Author:** [@Rakhi\_Gupta](https://tradingqna.com/u/Rakhi_Gupta)\ **Replies:** 25\ **Last updated:** [December 9, 2025, 3:46pm UTC](https://tradingqna.com/t/mutual-funds-investment-by-zeodha-coin-0-17-deducted-why/33681 "2025-12-09T15:46:20Z")
I made an investment of ₹500 in Reliance Money Manager (DP) through Zerodha Coin; with the understanding that Zerodha doesn’t charge any fees. However, only ₹499.14 has been invested. Where is the ₹0.86p (0.17%)? Pleas… --- ## [Mutual Funds\_Need Suggestions](https://tradingqna.com/t/mutual-funds-need-suggestions/186965)
**Author:** [@DM123](https://tradingqna.com/u/DM123)\ **Replies:** 10\ **Last updated:** [November 23, 2025, 4:33pm UTC](https://tradingqna.com/t/mutual-funds-need-suggestions/186965 "2025-11-23T16:33:33Z")
Hello, I am 42 yr old -working professional but now taking break for some time. I am late into mutual funds. I have started this year. I need suggestions for the following: Is it possible to have 1 crore within 10 y… --- ## [Loan against securities by Zerodha Capital](https://tradingqna.com/t/loan-against-securities-by-zerodha-capital/155594)
**Author:** [@Orangerock](https://tradingqna.com/u/Orangerock)\ **Replies:** 20\ **Last updated:** [November 20, 2025, 7:08am UTC](https://tradingqna.com/t/loan-against-securities-by-zerodha-capital/155594 "2025-11-20T07:08:39Z")
Hi community members, I want to know details about Loan against securities by Zerodha Capital. Suppose I am taking loan of 5 lakh against MF units, what will be effective interest rate? Like 10.5% + Confiscation charg… --- ## [How to invest in US Mutual Funds directly from India?](https://tradingqna.com/t/how-to-invest-in-us-mutual-funds-directly-from-india/187884)
**Author:** [@Praavi](https://tradingqna.com/u/Praavi)\ **Replies:** 6\ **Last updated:** [November 14, 2025, 10:13am UTC](https://tradingqna.com/t/how-to-invest-in-us-mutual-funds-directly-from-india/187884 "2025-11-14T10:13:52Z")
I don’t have a demat account in India. I would need some guidance on how to invest in US mutual funds directly. Can I invest in US ETFs without Demat account in India? If I invest INR ₹1000 in any US mutual fund, how … --- ## [Need Suggestion on ETFs and Copper Investment](https://tradingqna.com/t/need-suggestion-on-etfs-and-copper-investment/187705)
**Author:** [@DM123](https://tradingqna.com/u/DM123)\ **Replies:** 2\ **Last updated:** [October 18, 2025, 2:55pm UTC](https://tradingqna.com/t/need-suggestion-on-etfs-and-copper-investment/187705 "2025-10-18T14:55:53Z")
Need some suggestion on ETFs. I have been reading articles about top ETFs listed by different publishers like moneycontrol etc. But I want to know some real-life experiences about ETFs. How long should one hold ETFs? A… --- ## [Are SBI MF, BOI MF, UTI MF, LIC MF, Canara Robeco MF, etc. backed by governments?](https://tradingqna.com/t/are-sbi-mf-boi-mf-uti-mf-lic-mf-canara-robeco-mf-etc-backed-by-governments/187661)
**Author:** [@Praavi](https://tradingqna.com/u/Praavi)\ **Replies:** 19\ **Last updated:** [October 16, 2025, 6:51am UTC](https://tradingqna.com/t/are-sbi-mf-boi-mf-uti-mf-lic-mf-canara-robeco-mf-etc-backed-by-governments/187661 "2025-10-16T06:51:53Z")
I would like to know whether AMCs like SBI MF, BOI MF, UTI MF, LIC MF, Canara Robeco MF, etc. are owned and backed / managed by Government of India / state governments. I believe these MFs are joint ventures of PSU banks… --- ## [Which health insurance company entertains Arthritis along with other PEDs?](https://tradingqna.com/t/which-health-insurance-company-entertains-arthritis-along-with-other-peds/187662)
**Author:** [@Praavi](https://tradingqna.com/u/Praavi)\ **Replies:** 1\ **Last updated:** [October 14, 2025, 3:15pm UTC](https://tradingqna.com/t/which-health-insurance-company-entertains-arthritis-along-with-other-peds/187662 "2025-10-14T15:15:28Z")
For a 50+ year old lady with arthritis along with other PEDs, which health insurance company would entertain issuing policy? Tried reputed ones through genuine health insurance agents and got rejected. How about bank i… --- ## [Transfer of preference shares past maturity date](https://tradingqna.com/t/transfer-of-preference-shares-past-maturity-date/187517)
**Author:** [@Sanjeev\_B\_HUF](https://tradingqna.com/u/Sanjeev_B_HUF)\ **Replies:** 0\ **Last updated:** [October 10, 2025, 1:53pm UTC](https://tradingqna.com/t/transfer-of-preference-shares-past-maturity-date/187517 "2025-10-10T13:53:20Z")
I’m holdng ILFS Fin Services preference shares that were not redeemed by the company on maturity, as they defaulted. How to show these as a loss in IT returns? NSDL not permitting even offline transfer saying securities … --- ## [Seeking suggestion for Mutual funds for 1.3 Lakh SIP](https://tradingqna.com/t/seeking-suggestion-for-mutual-funds-for-1-3-lakh-sip/181195)
**Author:** [@Kanav\_Sharma](https://tradingqna.com/u/Kanav_Sharma)\ **Replies:** 7\ **Last updated:** [September 29, 2025, 6:02am UTC](https://tradingqna.com/t/seeking-suggestion-for-mutual-funds-for-1-3-lakh-sip/181195 "2025-09-29T06:02:13Z")
I’m a 28-year-old professional in the IT sector. Recently married Investment duration: 20+ years Risk profile: Moderately Aggressive Investment - GOLD - ₹ 80,769.00 MUTUAL FUNDS - ₹ 8,49,957.00 SAVINGS BANK BALANCE… [Previous page](https://tradingqna.com/c/personal-finance/14.md) [Next page](https://tradingqna.com/c/personal-finance/14.md?page=2)