Neostar
February 10, 2021, 9:00pm
1
What strategies investors here are adopting to invest in Debt funds?
Equities are boiling hot. FDs return are taxable. So, debt funds seems to be an option.
But, recent Franklin issues and DHFL sort of crisis are bit scary.
Is something like HDFC Corporate Bond Fund - Direct Plan - Growth ( https://coin.zerodha.com/funds/14057995.00206600/hdfc-corporate-bond-fund-direct-plan ) safe and recommended?
Can we or should we time the Debt funds like we do for equities ?
Bhuvan
February 11, 2021, 8:49am
2
You should listen to this
When investors are building their portfolios and figuring their asset allocation, they spend a disproportionate amount of time choosing the right equity funds. And they often take debt allocation for granted. Since the IL&FS crisis, we have seen a series of issues in several big debt funds and investors have lost a lot of money.
This only goes to show that getting the debt asset allocation is equally important. We had a lot of conversations on the importance of debt in a portfolio on Zerodha Ed…
Neostar
February 13, 2021, 7:35pm
3
Not easy to understand much, Need much more practical suggestions.
For ex:
How do I buy some Debt funds that are safe and what is the retun we can expect?
ShubhS9
February 14, 2021, 2:09am
4
You can refer to this module on Varsity to learn more about Debt funds:
Managing personal finances can help you achieve your short-term and long-term financial goals. This module encompasses the various aspects of personal finance, such as retirement planning, mutual funds, ETFs, bonds, and goal-oriented investments.