# Alternative to SGB **URL:** https://tradingqna.com/t/alternative-to-sgb/181214 **Category:** F&O **Created:** [April 13, 2025, 6:11am UTC](https://tradingqna.com/t/alternative-to-sgb/181214 "2025-04-13T06:11:04Z") **Posts on this page:** 9 **Page:** 1
### Author: ![siva0](https://tradingqna.com/letter_avatar_proxy/v4/letter/s/7993a0/32.png) [@siva0](https://tradingqna.com/u/siva0) #### Post date: [April 13, 2025, 6:11am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/1 "2025-04-13T06:11:04Z")
Hi All, I have invested close to 5Lakhs in SGBs , main purpose to use as collateral . Now GOI stopped this scheme and I am wondering what to do ? couldn’t find better alternatives than SGB !! Note : Give suggestions through option sellers perspective pls ! ---
### Author: ![BB789](https://tradingqna.com/user_avatar/tradingqna.com/bb789/32/91597_2.png) [@BB789](https://tradingqna.com/u/BB789) #### Post date: [April 13, 2025, 10:38am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/2 "2025-04-13T10:38:47Z")
It is still acceptable as collateral. ---
### Author: ![alwaysshri](https://tradingqna.com/user_avatar/tradingqna.com/alwaysshri/32/8354_2.png) [@alwaysshri](https://tradingqna.com/u/alwaysshri) #### Post date: [April 13, 2025, 10:58am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/3 "2025-04-13T10:58:27Z")
I guess you are asking what to buy with fresh capital. If you insist on gold only, then GOLDCASE or GOLDBEES can be considered. ---
### Author: ![siva0](https://tradingqna.com/letter_avatar_proxy/v4/letter/s/7993a0/32.png) [@siva0](https://tradingqna.com/u/siva0) #### Post date: [April 14, 2025, 5:52pm UTC](https://tradingqna.com/t/alternative-to-sgb/181214/4 "2025-04-14T17:52:29Z")
yes , but I am looking for alternatives ---
### Author: ![siva0](https://tradingqna.com/letter_avatar_proxy/v4/letter/s/7993a0/32.png) [@siva0](https://tradingqna.com/u/siva0) #### Post date: [April 14, 2025, 5:53pm UTC](https://tradingqna.com/t/alternative-to-sgb/181214/5 "2025-04-14T17:53:19Z")
not fixed on gold , any alternative which can be acceptable as collateral + can give good returns ---
### Author: ![Priya\_Hala](https://tradingqna.com/user_avatar/tradingqna.com/priya_hala/32/84454_2.png) [@Priya\_Hala](https://tradingqna.com/u/Priya_Hala) #### Post date: [April 15, 2025, 11:41am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/6 "2025-04-15T11:41:33Z")
Liquid Bees. You can pledge it with 6% haircut. It is cash equivalent and hence can be used for writing options ---
### Author: ![siva0](https://tradingqna.com/letter_avatar_proxy/v4/letter/s/7993a0/32.png) [@siva0](https://tradingqna.com/u/siva0) #### Post date: [April 16, 2025, 9:32am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/7 "2025-04-16T09:32:39Z")
@Priya_Hala Thanks for suggestion. liquid bees gives us very less return 2-4% , also returns they give in decimal holdings as far as I know . till it becomes 1unit you can’t sell I guess . ---
### Author: ![Priya\_Hala](https://tradingqna.com/user_avatar/tradingqna.com/priya_hala/32/84454_2.png) [@Priya\_Hala](https://tradingqna.com/u/Priya_Hala) #### Post date: [April 16, 2025, 9:51am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/8 "2025-04-16T09:51:05Z")
Yes, returns are only around 4%. But you can use the pledged collateral as cash equivalent. Partial units cannot be sold. Only multiples of 1. Highly liquid and risk free. Tax benefits too… ---
### Author: ![Ravi\_Shankar](https://tradingqna.com/user_avatar/tradingqna.com/ravi_shankar/32/32378_2.png) [@Ravi\_Shankar](https://tradingqna.com/u/Ravi_Shankar) #### Post date: [April 16, 2025, 10:05am UTC](https://tradingqna.com/t/alternative-to-sgb/181214/9 "2025-04-16T10:05:39Z")
Check for GILT funds