# Are you really even getting 7% returns on total portfolio?

**URL:** https://tradingqna.com/t/are-you-really-even-getting-7-returns-on-total-portfolio/198383
**Category:** Personal finance
**Created:** [September 26, 2026, 11:00am UTC](https://tradingqna.com/t/are-you-really-even-getting-7-returns-on-total-portfolio/198383 "2026-09-26T11:00:29Z")
**Posts on this page:** 1
**Showing post:** 2

<div class="post-metadata">

### Author: ![pavinjoseph](https://tradingqna.com/user_avatar/tradingqna.com/pavinjoseph/32/88270_2.png) [@pavinjoseph](https://tradingqna.com/u/pavinjoseph)
#### Post date: [September 26, 2026, 11:30am UTC](https://tradingqna.com/t/are-you-really-even-getting-7-returns-on-total-portfolio/198383/2 "2026-09-26T11:30:23Z")

</div>

For investments, you have to let time work in your favor. ⏳  
5-10 years is a realistic time horizon. Could be 20-30 years if there’s a Depression. 💫  
The bull run from 2020 is not the norm. 🐂❌

No one can time the market perfectly or predict which asset class is going to outperform.  
Only solution is to diversify across debt, equities, and gold. 💵📜🪙

> [@Should I keep money in goldetf instead of fd](https://tradingqna.com/t/should-i-keep-money-in-goldetf-instead-of-fd/197346/2):
>
> No one knows which asset class is going to outperform so an allocation of: 34% equities 33% gold 33% debt is the only safe bet! chart

---

_[View the full topic](https://tradingqna.com/t/are-you-really-even-getting-7-returns-on-total-portfolio/198383)._