# \[Beta\] Introducing National Pension Scheme (NPS)

**URL:** https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123
**Category:** Personal finance
**Created:** [March 29, 2023, 6:38am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123 "2023-03-29T06:38:16Z")
**Posts on this page:** 20
**Page:** 2

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### Author: ![Karthik\_Ragu](https://tradingqna.com/user_avatar/tradingqna.com/karthik_ragu/32/35747_2.png) [@Karthik\_Ragu](https://tradingqna.com/u/Karthik_Ragu)
#### Post date: [July 16, 2023, 5:07pm UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/23 "2023-07-16T17:07:17Z")

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When can we expect to transfer existing NPS accounts? Any tentative timeline?

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 17, 2023, 6:07am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/24 "2023-07-17T06:07:05Z")

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Hi @Roby @ranton137 @Chetan_Nahata @Karthik_Ragu

We are unable to do this is because of limitations with the CRAs. ☹

We have figured out a solution but it will take some time.

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### Author: ![gumdal](https://tradingqna.com/user_avatar/tradingqna.com/gumdal/32/3457_2.png) [@gumdal](https://tradingqna.com/u/gumdal)
#### Post date: [July 17, 2023, 6:15am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/25 "2023-07-17T06:15:32Z")

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This is interesting, so does this mean I can pledge my NPS holdings for collateral the way I do for mutual funds @Bhuvan? Thanks for this!

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 17, 2023, 6:26am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/26 "2023-07-17T06:26:42Z")

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Hi @GuestTrader

> [@GuestTrader](#):
>
> is it possible to invest via credit card in nps via zerodha?

At Zerodha, client cannot invest via credit card.

> [@GuestTrader](#):
>
> If not possible can we login to nps website and invest in nps (created from zerodha account) as it has option to purchase via credit card.

if the CRA website allows it, Yes, you can purchase 🙂

Disclaimer: Please manage the risks associated with credit card purchases carefully

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### Author: ![Bhuvan](https://tradingqna.com/user_avatar/tradingqna.com/bhuvan/32/843_2.png) [@Bhuvan](https://tradingqna.com/u/Bhuvan)
#### Post date: [July 17, 2023, 6:48am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/27 "2023-07-17T06:48:21Z")

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> [@gumdal](#):
>
> This is interesting, so does this mean I can pledge my NPS holdings for collateral the way I do for mutual funds @Bhuvan? Thanks for this!

Nope, not possible. NPS is a separate architecture altogether regulated by PFRDA and not SEBI.

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### Author: ![Nandu\_Reddy](https://tradingqna.com/user_avatar/tradingqna.com/nandu_reddy/32/91522_2.png) [@Nandu\_Reddy](https://tradingqna.com/u/Nandu_Reddy)
#### Post date: [July 18, 2023, 3:34am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/28 "2023-07-18T03:34:52Z")

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CAN I MOVE MY NPS SUBSCRIBER TO THE COIN

> [@Bhuvan](#):
>
> > [@gumdal](#):
> >
> > This is interesting, so does this mean I can pledge my NPS holdings for collateral the way I do for mutual funds @Bhuvan? Thanks for this!
> 
> Nope, not possible. NPS is a separate architecture altogether regulated by PFRDA and not SEBI.

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 18, 2023, 4:58am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/29 "2023-07-18T04:58:49Z")

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Hi @Nandu_Reddy

Not currently. But we’re working on making this possible.

> [@\[Beta\] Introducing National Pension Scheme (NPS)](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/24):
>
> Hi @Roby @ranton137 @Chetan_Nahata @Karthik_Ragu We are unable to do this is because of limitations with the CRAs. frowning We have figured out a solution but it will take some time.

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### Author: ![Vinoth\_Kannan](https://tradingqna.com/letter_avatar_proxy/v4/letter/v/e79b87/32.png) [@Vinoth\_Kannan](https://tradingqna.com/u/Vinoth_Kannan)
#### Post date: [July 19, 2023, 5:35am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/30 "2023-07-19T05:35:06Z")

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Any timeline.

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### Author: ![Paritosh\_Agrawal](https://tradingqna.com/user_avatar/tradingqna.com/paritosh_agrawal/32/67536_2.png) [@Paritosh\_Agrawal](https://tradingqna.com/u/Paritosh_Agrawal)
#### Post date: [July 21, 2023, 12:52am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/31 "2023-07-21T00:52:37Z")

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How to see combined portfolio on the Coin app? Only on Coin Web, when I select NPS from the drop down, I can see NPS details. That option is not even available on the Coin app.

I recently created NPS with Zerodha with super high hopes to see the portfolio combined with my mutual funds, but I dont see that yet.

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### Author: ![Private](https://tradingqna.com/user_avatar/tradingqna.com/private/32/47238_2.png) [@Private](https://tradingqna.com/u/Private)
#### Post date: [July 21, 2023, 4:03am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/33 "2023-07-21T04:03:19Z")

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> [@Bhuvan](#):
>
> Tier 2: This has no lock-in, you can invest and withdraw anytime you want to, similar to mutual funds. **We aren’t offering this to start with.**

when does Tier 2 option will be available ?

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 21, 2023, 4:21am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/34 "2023-07-21T04:21:12Z")

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Hi @Paritosh_Agrawal

This is currently work in progress and will be launched soon on the app. Hopefully by end of August or even earlier.

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### Author: ![Satyakam\_Chaudhary](https://tradingqna.com/letter_avatar_proxy/v4/letter/s/b77776/32.png) [@Satyakam\_Chaudhary](https://tradingqna.com/u/Satyakam_Chaudhary)
#### Post date: [July 22, 2023, 6:19pm UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/35 "2023-07-22T18:19:59Z")

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Is tier 2 NPS considered in 80C ? I read somewhere it’s not.

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 23, 2023, 4:47am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/36 "2023-07-23T04:47:39Z")

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That’s right. Tier 2 NPS is not considered in tax benefits under section 80C

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### Author: ![Private](https://tradingqna.com/user_avatar/tradingqna.com/private/32/47238_2.png) [@Private](https://tradingqna.com/u/Private)
#### Post date: [July 24, 2023, 5:31am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/37 "2023-07-24T05:31:09Z")

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can we invest lump sum in NPS tier 1 or it is like SIP ?

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### Author: ![Meher\_Smaran](https://tradingqna.com/user_avatar/tradingqna.com/meher_smaran/32/45882_2.png) [@Meher\_Smaran](https://tradingqna.com/u/Meher_Smaran)
#### Post date: [July 24, 2023, 8:48am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/38 "2023-07-24T08:48:10Z")

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> [@Private](#):
>
> can we invest lump sum in NPS tier 1

You can invest through SIP route or Lump sum in NPS

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### Author: ![Krishna27](https://tradingqna.com/letter_avatar_proxy/v4/letter/k/c4cdca/32.png) [@Krishna27](https://tradingqna.com/u/Krishna27)
#### Post date: [August 14, 2023, 7:45am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/39 "2023-08-14T07:45:27Z")

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Where will we get investment proof(like certificate) if we invest through coin?

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### Author: ![Bhuvan](https://tradingqna.com/user_avatar/tradingqna.com/bhuvan/32/843_2.png) [@Bhuvan](https://tradingqna.com/u/Bhuvan)
#### Post date: [August 14, 2023, 8:36am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/40 "2023-08-14T08:36:54Z")

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> [@Krishna27](#):
>
> Where will we get investment proof(like certificate) if we invest through coin?

The CRAs will send you an email and statement for all your investments.

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### Author: ![Paritosh\_Agrawal](https://tradingqna.com/user_avatar/tradingqna.com/paritosh_agrawal/32/67536_2.png) [@Paritosh\_Agrawal](https://tradingqna.com/u/Paritosh_Agrawal)
#### Post date: [August 31, 2023, 3:29am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/41 "2023-08-31T03:29:22Z")

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Just checking in. Its the last day of Aug and still no consolidated portfolio

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### Author: ![Krishna\_R](https://tradingqna.com/user_avatar/tradingqna.com/krishna_r/32/60968_2.png) [@Krishna\_R](https://tradingqna.com/u/Krishna_R)
#### Post date: [September 10, 2023, 5:05am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/42 "2023-09-10T05:05:33Z")

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How do I create a sip for NPS (created in zerodha). I only see option to “pay now”. No options to create a SIP. Please clarify how to do it. Link to any article explaining it is fine too .

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### Author: ![Bhuvan](https://tradingqna.com/user_avatar/tradingqna.com/bhuvan/32/843_2.png) [@Bhuvan](https://tradingqna.com/u/Bhuvan)
#### Post date: [September 11, 2023, 6:01am UTC](https://tradingqna.com/t/beta-introducing-national-pension-scheme-nps/145123/43 "2023-09-11T06:01:16Z")

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> [@Krishna\_R](#):
>
> How do I create a sip for NPS (created in zerodha). I only see option to “pay now”. No options to create a SIP. Please clarify how to do it. Link to any article explaining it is fine too .

We haven’t yet integrated mandates due to some technical limitations. We are working on this, for now you’ll have to make lumpsum investmens essentailly.

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