See 2000 to 2008 was a bull run then u would have got 20 or 30% pa but who knows that from 2021 to 25 or 28 its gonna be a bull run it maybe a flat one or even a bear ones no one can predict markets , but the thing is u should know when to exit positions , actually entering is just non sense , exits are important , so if u are confident that u can make 20 to 305 a year then go ahead but always have a back up plan
I am not talking about investing in Index funds, I am talking about investing in portfolio with high treynor ratio.
I don’t know why people look at index before investing, I mean surely in 
run probability of making good returns are higher but stocks can move 15% in a day unlike index irrespective of the market sentiment.
So if I make portfolio of stocks which has a history of getting higher excess returns and has low beta then in the long run i.e 4 to 5 years history will repeat itself.
ya anyways if u are really good at identifying those stocks then u are get to go .
see tatsteel and few other thy didnt move much for years together but suddenly they will give 100 to 300% returns , so identifying and timing is important i feel if u are good at both , the no can stop u
I don’t think we need to time if we want to be invested for half a decade.
but if the stock has high growth potential but it didnt move for 5 years , but on 6th year it gave high growth what will u do at that time , ok if u have been holding for 1 year and it didnt move for 12 months on 13th month it gave 20 or 30 % returns what will u do , so i feel timing is everything
Not if you have about 6 to 8 stocks in portfolio.
yep diversification helps upto a level but not as expected , if u really diversify then u should look at index movement also
I had made virtual portfolio with around 33 stocks in it, on Dec 2019 i.e pre pandemic it has now return of 50% i.e. around 30% pa. I know 1/2 a year return doesnt define return for the coming years. But still if this much diversified portfolio yielded 30% pa irrespective of pandemic then what would have happened if I have made a bit concentrated portfolio.
I know investor behaviour would have been different if it was real money but still
There is another portfolio which I made 3 months back using same model but included small and midcaps
I know its too early to say anything about this portfolio but still results are good so far.
ya its just a confidence of a person and risk involved in it , if u area really confident of it then surely go for it and always have a backup plan
Looking at all previous responses, seems like you have already figured out everything and looking for forum members to confirm your biases.
If you are confident on your skills and figured all out, than go ahead take that loan and invest it. Don’t wait for forum members to approve.
In 4 years either you will have handsome profit or would have learned a good lesson in risk management. Either ways, it would be beneficial. 
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My two cents to OP - I don’t see any due diligence. I don’t see any back-testing of whatever your strategy is. You are showing examples from the last one year where we are seeing unprecedented appreciation thanks to unique situations.
You seem to be convinced based on those weak signals and using that to form your PoV.
As @Akash_Shah already mentioned, you don’t need to convince anyone here. If you need someone here to say you are right, that might not happen.
To validate your hypotheses, maybe don’t take too big a chance. Best of luck regardless.
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Actually the model can be backtested but only problem is survivorship bias i.e. it won’t include stocks that have been delisted.
Is there any way to get over this? Is it possible to get past data of stocks that got delisted? I am thinking to test for last 20 years.
You have hit the nail on the head. This is like learnt how to fly Boeing on Microsoft flight simulator on PC (i dont think this sim still exist) and then thinking, I truly can fly the real airplane.
FYI I have invested my money last week in portfolio made using this model. Let’s see how it goes.
This is the portfolio that I am currently invested In. Portfolio start date is 16th June 2021. Currently portfolio is down 0.97%.
| Stonk | Proportion | Entry Price |
|---|---|---|
| RADICO | 4.78 | 731.95 |
| KIRIINDUS | 8.84 | 577.76 |
| JBCHEPHARM | 15.54 | 1532 |
| ASTRAZEN | 5.55 | 3786 |
| ESCORTS | 11.4 | 1203 |
| BAYERCROP | 10.94 | 5727 |
| DIVISLAB | 14.05 | 4323 |
| ALLSEC | 7.98 | 387 |
| GALLISPAT | 5.95 | 52.75 |
| AUROPHARMA | 6.2 | 988 |
| RPGLIFE | 8.76 | 478 |
Disclaimer: Invest at your own risk.
Dude, trust me! once you put in borrowed money in the market its a different psychological game. If you have been going by the perf of your virtual portfolio, you will be in for a big surprise when you actually put in real money. I
And how is this money-back guarantee works? Couple of red flags
- He/She claims to be NISM certified, but I couldn’t find his certificates anywhere.
- Why comments are turned off in all videos
- His website shows some location at Bangalore (just a random street), but doesn’t explicitly mention floor/building number.
Both of @prasathjp posts are promotional. Very suspicious. Self promotion. Probably a scalper… (of people)
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Not a surety that all your assumptions will fall in place as you have mentioned. It’s best to invest with savings rather than loans. This reduces your stress that comes with investments and increases the chances of profits.
I think, it is a risk worth taking, I am not sure, why most people are against it. Even if you earn 10% return a year, you won’t make a lose, and 10% seems easy in Indian market on an average.
In worst cases like you Invest in 2008 market, you will make a lose, but thats the risk of doing business, and the risk involved here does not seem big to me. Thoughts?
It all boils down to the risk taking capacity of the individual. If you have the conviction, then this should be a profitable venture where you are using your fixed asset to generate liqudity and investing in a higher risk product. Do note that your return projections are based on historical data. No one has seen tomorrow.
The reason why most of the users are against is no one is sure of the future. This will make people to err on the side of caution and will advise to invest what you have in hand rather than take a loan and invest.
The point is do you want to risk your dwelling place (assuming this is the only house you have) to invest in stock market expecting it generate income as per your expectations. On the contrary, if you have an alternate source of income which can repay in 10 years the loan and interest, then why not, if you have the conviction.
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