This post from you I have no issues at all with.
I trade F&O so I know that part too.
Even these days, I get margin statement after 11pm and contract note even after 12pm. I read posts on why we cant speed that up also ok, I am very risk averse so this wouldn’t happen to most as well.
Regarding income, a lot of my known people aren’t happy with it if its implemented 
Since you mention higher appeal, matter is sort sub-judice so hope its resolved.
It hurts when the system causes problems which aren’t in control of both parties.
Had the client said. “I don’t have money, i’m bankrupt, do what you want” in US he gets benefits of filing bankruptcy.
Regarding the article, I already posted even I am not agreeing to the hype created.