Will this result in two folios?
One folio for the earlier lump-sum investment and the second folio for the AMC-SIP rescue mode.
Even I was pondering upon this for a while. I know this is not a technical question and off-topic to this thread but since you’re more experience than me in this field of study, I couldn’t help but ask your point of view on when every fund will look same, giving almost similar returns, wouldn’t it be a saturated me-too market. Stagnant and mediocre!
(e.g. on another thread on tradingqna, we were discussing that 117 funds have HDFC as top holder in their portfolio. Even the Contra funds that are supposed to bet against the market are having it.)
How would you find a winner in such a market? Or would it be cyclic in nature - the funds will take turns in beating the other one, which will be momentary.