Ashish, the term “dividends” in mutual funds is misleading. Mutual funds don’t offer dividends. They either sell your units or book profits and give money to you. That’s called a dividend. The term “dividend” was renamed as " "Reinvestment of Income Distribution cum capital withdrawal option
And these “distributions” aren’t guaranteed. The AMC can choose not distribute them too. Moreover, dividends are tax-inefficient, they are taxed as per your income slab.