Is SIP really a good investment method?

Yes true :blush::blush:

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Looks like it’s a bug within the calculator app, they are allowing to select only past 6 years(from Sep 2013 onward) data when using the calendar. If you manually enter the dates prior to that, say Sep 2012 it gives you wrong data.

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So - To SIP, or not to SIP…

No clear answer. But looks like it is better to avoid it altogether.

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A SIP is always better than lump sum if someone looking for a long term horizon like 10 years. No one can predict and time the market to invest exactly at the bottom or during a correction.

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SIP is a flawed model. I’ve been saying so more than 15 yrs now & have never taken any in life. Though most guys would unnecessarily argue. With basic tech chart usage of oversold zones you can easily accumulate index / sector funds or ETFs & stagger it so that you can do regular booking at target levels near overbought levels & reinvest in cycles. I’ve been able to generate min 25% pa CAGR & doing this for past 7 yrs.

What is the current zone, oversold or overbought?

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Never ask a trader his secrets :wink: