ok… probably you need to contact fee only financial planner.
However
From debt instruments, getting minimum 9% yield means you might have put some portion of money in low credit rating assets OR in unproven assets. How much % of money you are willing to put in such assets is what you have think upon
In general (not necessarily every time) risk or volatility increases as expectations of yield increases.
There are ways to reduce volatility for given risk e,g. diversification as explained by @Bhuvan
if you wish, once you finalize you can share your strategy here. It will help community.