Need suggestion on MF

Dear Sir, I have a below mutual funds since 3.5 years but i have not get good returns of them, guide me whether i need to continue these funds or quit,
i had invested for long term for 10 years, plz suggest.

  1. ICICI Prudential Multicap Fund - Dividend invested 25000 current 20000
  2. Nippon India Tax Saver Reg(G)-Invested Rs,66000 and current it is Rs,57000
  3. Nippon India Multi cap fund -invested Rs,48000 and current it is Rs. 44000 Regards, Nagaraj

Everyone will have different views on this which will create more noise in your head. fluctuations in long term portfolios is normal and all your investments are in Equity and 2020 has been the most volatile year for the segment and you know why. All your eggs are in one basket, going forward maybe you should think about diversifying your portfolio across different asset classes. Again don’t go and pick any scheme, do your research and then only invest.