Identity theft in California has gotten out of hand lately—I had a friend who only found out after trying to refinance his car loan and being told he had multiple accounts in default. Turned out someone had opened credit cards in his name months earlier. Clearing it up took police reports, credit freezes, and a lot of back-and-forth with the bureaus. If anyone here is dealing with something similar, this guide breaks down the steps and legal protections available in California: https://consumerattorneys.com/article/identity-theft-in-california. It’s definitely worth knowing your rights before the mess gets any bigger.
