If you ask me Mutual funds aren’t that great. If you know the fund manager personally or he has beaten index fund in any of last 3 years then buy MF otherwise you get returns but lose a lot on expense ratio. It’s very difficult to say which fund or fund manager will give good return. Personally mutual funds are old things , now that etfs are there.
Just do DCA to nifty index ETF than doing SIP to all these mutual funds.