What is the easiest and cheapest way to borrow funds for applying IPOs?

What is the easiest and cheapest way to borrow funds for applying IPOs?

If You have an overdraft arrangement with the bank, this could be the most useful in such cases.

However other forms of cheap borrowing are asking your friends and family for short term interest free loans.

It is not a good idea to borrow money for IPOs.

All the money that flows into in the HNI IPO allotment category are borrowed funds