there is no single solution which fits everyones needs but in general say equal weight of
- Nifty index
- Nifty Next 50 index
- 200 Momentum 30 index
- Low volatility index
- Gold index
- US Total market index
- Medium duration debt fund
- Liquid fund
Should give clue about the combination.
if you have time… you may like to go thru discussion here
its lengthy though… you have been warned 
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