Which 80c investment vehicle offers max returns, not taking into account the risk factor?


#1

Which 80c investment vehicle offers max returns, not taking into account the risk factor ?

@RahulKhanna reading through your previous posts, you seem to be knowledgeable on this subject, any comments ?


#2

Nothing beats ELSS when it comes to returns over a sufficiently long horizon, but you will have to stomach the associated volatility of equities. Here are the historical returns

Categoty/Index 1Y 3Y 5Y 10Y
Equity: ELSS -5.75 13.03 16.48 17.33
NIFTY 50 Index 1.42 13.78 12.69 14.55
NIFTY Midcap 100 Index 14.66 11.46 17.59 17.76
NIFTY Smallcap 100 Index -26.77 8.11 13.71 14.91
NIFTY 500 Index -3.87 13.46 14.2 15.42

As you can see ELSS as a category has beaten almost all the indices including the NIfty 500 broad market index. These funds are multi-cap in nature - meaning they can invest across market cap’s.


#3

You really have a lot of information regarding such investment instruments, hopefully other forum users can make use of your knowledge on these matters. Best Wishes. Thank you.