Where am I blaming? I only added a word of caution to investors to study before they are get into it. Because the SGBs are sold at a discount on the secondary market. That too if someone is willing to buy your SGB. Trade volumes are less. Also unlike Govt, we don’t have a perpetual time frame. Hence I said so.
P.S. I do own some SGB. Some bought when it were issued and some were bought from secondary market.