Definitely happening all the time.
(not something you are dreaming up 
)
I suppose everyone has to start somewhere. 
It wasn’t that long ago,
when i experimented with corporate bonds (a small amount),
had insightful discussions with the TradingQnA community,
and documented my experience.
Hopefully, most folks aren’t going all-in with their entire savings into products that they do not fully understand yet, and are just experimenting with. 