Hi , Moderators and Experienced Traders , Please give your opinions about Investing in Bharat bonds , Liquid bees , Overnight funds / Liquid funds in the aspect of better returns and safety and anyother advantages or disadvantages left .
As far i collected these informations :
As per safety Bharat bonds , Liquidbees , overnight funds are the safe instruments in present condition and then comes Liquid funds
As per instrument informations ,
Bharatbond can give 6-7 % returns yrly ( investing in psu debt bonds , backed by Govt , safe for money)
Liquidbees 3-4 % only ( investing in Triparty , safe for money )
Overnight funds also 4-5 % ( investing in Triparty for daily maturity , backed by ccil , so safe for money)
Liquid funds 5-6 % , better return than overnight funds ,but little bit behind in safety concerns after Franklin MF issue , so better to go for overnght funds .
All the abv instruments can give 90 % collatreral margin after haircut .
Here i need your valuble opinions abt which one is better in both safety and returns aspect , and apt for pledge for collateral margins . If anything missed otherthan this please refer that also .
Thanks in advance .
( Also i read one article here that GOI bonds with 7 % returns still , but unable to find more details , if any link regarding GOI bonds please give me the link aslo , Thanks .)