Are there any mutual funds that focus on assets other than Equity or Debt?
I have enough exposure to both asset classes at the moment. I want to get some commodity allocation in there too but I don’t want to invest individually into only Gold and Silver.
Is there a mutual fund which allocates commodities like equity funds to maximise returns? Also anything similar for other non-equity assets? I know AIFs exist but I don’t think I can meet the minimum.
commodity mutual funds exist My bad they invest in stocks in the industry, not in the commodities.
REITs are listed on stock exchange. You can read up on them too
REITs aren’t diversified tho? They seem to be the equivalent to Stocks not Mutual funds.
Is there any mutual fund which deals only in REITs and InvITs?
My reason for asking for this is that Equity seems to be overvalued at the moment. I have money which I want to allocate but Equity just isn’t the right place for it at the moment. Debt on the other hand doesn’t give the same kind of returns and also just keeping my funds in the bank gives 7.25% with much quicker access. Doesn’t make sense to invest in a debt fund over keeping the money in a savings bank account.
Real Estate is not equity nor debt
It isn’t diversified is my point. REIT only holds a single piece of real estate. It is basically like a share. I’m looking for a Fund which would hold multiple REITs and rebalance as the fund manager sees fit to maximise returns.
Not sure whether there are that many REITs in India yet,
for proper competition and diversification.
Contrary to some of the advisors, I like ‘Multi Asset Funds’ as a category.
They have the risk profile of hybrid funds but equity like returns (so far). Specifically ICICI Multi Asset Fund and Quant Multi Asset faired better than many pure equity fund despite having high expense ratios and lower standard deviation.
I do not think so. They are a collection of multiple properties that a company owns. Across 4 cities as per their report
taken from mindspace REIT 2024 Annual Report
NPS Tier 1 has alternative investments, but locked in till retirement.
You can look at alt investment sites for more info - https://thealtinvestor.in/ . There isn’t much info regarding Alts on this side.
warning: most of it is unregulated.
