Documents by zerodha to retain in mail and which to delete?

Taxation
1

Zerodha statements — what should I actually keep?

I’m trying to clean up my email/financial records and realized Zerodha sends/provides a LOT of different statements.

I’m aware of:

  • Contract notes
  • Tax P&L / Capital Gains statement
  • Ledger / Funds statement
  • Tradebook
  • Holdings statement
  • Weekly Statement of Account
  • Retention Statement
  • Quarterly Settlement Statement
  • NSE/BSE Funds & Securities Balance Statement
  • Corporate action statements/emails

For someone who is a normal long-term equity/ETF/MF investor (not doing heavy F&O trading), which of these are actually important to preserve?

Specifically:

  1. Which documents should I definitely keep for tax/legal purposes?

Would appreciate advice from people who have been investing for several years or have dealt with a CA/tax audit.

Trying to create a simple document-retention system rather than keeping every email Zerodha sends

2

I would guess contract notes

1 Like
3

Hi Ashish, Welcome to the communtiy :slight_smile:

For a normal long-term equity/ETF/MF investor, the main documents worth retaining are contract notes, Tax P&L/Capital Gains statement, funds statement/ledger and holdings statement. These are useful for maintaining trade records and tax filing.

The tradebook can be kept as a backup, while weekly and quarterly statements are periodic records, so there’s no need to save every email. Weekly statements are sent to the registered email, and other reports can be downloaded from Console when required.

Corporate action-related emails/statements are also worth retaining for dividends, bonuses and splits, especially when they are relevant to your holdings.

1 Like
4

Hi Rihan, can it be assumed everything important is available and downloadable on Zerodha console?

That gives me a lot of relief :smiley:

5

Hi Ashish,

Yes, you can download all the important reports from the Console section.

There’s one more report that might be useful as well, the SOT/SOH statement of holdings. You can download this directly from CDSL Easi.
You can click here to know how to download it.

Hope this helps :slight_smile: