Everything you need to know about the Groww IPO

About

Groww is an Indian online investment platform that allows users to invest in mutual funds, stocks, ETFs, fixed deposits, and other financial products. It was founded in 2016 with the goal of simplifying the investment process, particularly for new and first-time investors. The platform operates fully digitally, offering features like paperless onboarding and a user-friendly interface. Groww also includes educational content to help users better understand their investment choices. Supported by several global investors, the company has seen significant growth in recent years.

IPO schedule

Issue open date 2025-11-04
Issue close date 2025-11-07
UPI mandate deadline 2025-11-07 (5 PM)
Allotment finalization 2025-11-10
Refund initiation 2025-11-11
Share credit 2025-11-11
Listing date 2025-11-12
Mandate end date 2025-11-22
Lock-in end date for anchor investors (50%) 2025-12-10
Lock-in end date for anchor investors (remaining) 2026-02-08

Financials

Financial Year Ended March 2024 March 2025 June 2025
Total Assets 8017.96 10077.3 12713.2
Revenue 2795.99 4061.65 948.47
Profit After Tax -805.45 1824.37 378.37

Issue size

Funds Raised in the IPO Amount
Overall ₹6632 crores
Fresh Issue ₹1060 crores
Offer for sale ₹5572.30 crores

Utilisation of proceeds

Purpose INR crores (%)
Expenditure towards cloud infrastructure 152.5 (14.38%)
Brand building and performance marketing activities 225 (21.22%)
Investment in material subsidiaries, GCS, an NBFC, for augmenting its capital base 205 (19.33%)
Investment in material subsidiaries, GIT, for funding its MTF business 167.5 (15.80%)
Funding inorganic growth through unidentified acquisitions and general corporate purposes 310 (29.24%)

Strengths

  • Market share of 26.27% with 12.6 million active clients as of June 2025
  • Net profit margin of 44% with revenue of ₹4056 crores in FY2025
  • Mobile-first platform architecture designed for digital-native investor demographic
  • In-house technology stack to deliver a differentiated experience at low cost

Risks

  • Regulatory changes in derivatives trading and brokerage fee structures affecting revenue streams
  • Business model dependency on retail investor participation and market trading volumes
  • Technology infrastructure requirements for continuous system upgrades and maintenance costs
  • Market volatility impact on trading frequency and customer engagement patterns

Allotment Status for Groww

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Media coverage

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