I ..13 lakhs debt ... never done anything in stock market

As Vijay Kedia says and i quote “Stock market is a place to make easiest money in the hardest way” so if you think that without any knowledge and practical experience you will just make a killing here then you are in here for a surprise because there are many failure stories as well. so if you come to stock market with the sole purpose of gaining then be steer clear from it but if you will first learn about the stock market and then implement those learnings and also improve your methodologies then earning 13l from the market will be a very miniscule sum because you can also make millions and billions here. so success in any field is not easy unless you devote yourself to it.

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Well said Riyas. What you have advised is the reality.