Recently news about insurance companies refusing claims on flimsy reasons, are all over the social media.
They take over the role of the doctor also , they say admission was not necessary and cancel claims.
Now another scam. After reduction.of gst the benefits should be given to the customers, instead of doing that insurance companies shamelessly increase premium, shouldnt the govt and insurance regulator look into it?
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IIRC, for senior citizens the YoY premium increase was capped at 10% recently.
Now the insurance companies are front loading premium increase prior to you being a senior citizen! 
They’re also in some kind of tussle with hospitals, though the latter is not some innocent party. Most of India’s hospital chains are being gobbled up by private equity. 