I got some bonus and have INR 40L that I can invest.
I am 40, no debt, no kids, can afford to take moderate to slight more risk. I have trading experience based on Technical analysis and equity trades have generally been profitable.
I am comfortable handling FnO.
Please suggest how best to deploy this amount given the current market conditions.
Should I just put the amount in 5-7 stocks or SIP into them or buy Index BeeS with protection or go the traditional way of diversifying across large/mid/small caps + Nasdaq/gold/debt etc?
Thanks in advance.
Even with such a big capital you are relying on random strangers online to invest.
Put 30L in a hybrid fund and 10L into a equity index fund. Start a SWP into a equity index fund by withdrawing monthly from hybrid fund such that it’s fully withdrawn and moved into equity in 12 months
You can buy 1-2 smallcase subscriptions. And invest directly into stocks as per fund manager’s advice.
Not SEBI registered
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Invest in a money market fund, pledge, and try cash-secured puts on quality stocks. Since there are no bargains, these may take a long time to deploy.
Not a financial advisor.
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your single man bro, put in IN LIC Pension Plan and take home don’t enter in market, take retirement from if your working employee.
B Relax and Enjoy the Life and explore the World with Pension Money.
Create 13 FDs, 3 lakh each.
Every month invest 1 lakh each in nifty 50 , mid cap 150 and small cap 250 fund.
In this way your money will be invested in market in year 1 so it will reduce little risk as market is on peak. Or you spread over more years if reduce per month amount.
After 1 year start SWP. And enjoy your life .
Dear @asimtemp
I have also going through this phase too. I invested all my money like this.
40% in Dividend Yield stocks through smallcase subscription plan with med volatility 30% in GoldETFs rest 30% in High Volatility Small-MidCap Stocks again through smallcase subscription model.
After investing all those money, I pledged them for margins and using those margin I consistently doing Swing Trades in Equities with MTF facility. (I know someone will say Zerodha isn’t providing any MTF facility than how?) I’m constantly watching Zerodha for his MTF Facility to launch till than I am taking service from another broker. Sorry @nithin
I’m targeting to get approx. 24%-30% CAGR annually using Swing Trades.
Rest I’m having a cashflow consistently from my own Business in Logistics which in return generating around 45%+ CAGR annually without any liabilities of Commercial Expenses, just office expenses only. and in a systematic framework, so that I’m just monitoring it on a daily basis.
I stay away from F&Os because they look lucrative but they are quick decision making Instruments but I’m not like a quick response trader… I’m more into Hedging my Investments…
Get marry dude, that will be best part of your life… who don’t like kids here… I have a daughter which in 1years old at present.
after all whatever we are trying to achieve in life that is all for our family only.
#HappyInvesting
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@asimtemp
I invested 1 Cr in Mutual Fund only - No single stock in my portfolio
Now - I deployed low volatility mutual fund portfolio - target 23% YOY basis
40% i invest in Sbi Gilt Fund
30% invest in multi asset fund
20% invest in Momentum fund & Smart beta fund
10% invetsed in small and mid cap and multi cap fund
i pledge those and i trade F&O - yoy basics in F&O is 40% through low risk strategy
total my investment and trading combine return is 60% last 4 years
i am full time trader
i will reach 50Cr in next 15 years through compounding in mutual fund
I am not investing in GOLD - return are very Low in long term - we can replace Gold to multiasset fund
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