- You can use NEFT/RTGS/IMPS from your netbanking and Atom gateway transfer directly from within your trading platform.
Atom transfers are instant but are restricted to the banks shown in the screenshot. The cost for an atom transfer is Rs.9 + GST per transfer.
NEFT/RTGS/IMPS is free at our end. You have to add Zerodha as a beneficiary in your netbanking after which you can transfer funds.
You can find Zerodha’s bank account details on the Zerodha Funds page.
IMPS is instant and usually preferred the those who have the option. NEFT and RTGS have the limitation of time to credit. It can take upto 5 hours to credit in your Zerodha account.
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Max amount for IMPS/NEFT/RTGS is decided by your bank. Max amount for Atom transfer is Rs.1 cr per transaction.
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If your bank is available in the Atom gateway then you can transfer 15 lacs in one shot. If not, you’ll have to transfer 10 lacs via NEFT/RTGS and transfer the rest the next day.