I currently have a few goals set up and running well on Goalwise. There are 2-3 Funds per goal on an avarage.
I am happy with their user experience, regular rebalances, customer service and fund recommendations. On the other hand, having spent over a decade and a half in technology with financial services companies, I also understand the simplistic nature of the robot-advisory business which makes me unhappy with the differential paid to Goalwise in terms of the difference between a Direct and a regular MF.
Can/Will Coin offer something similar? if so, i would switch over in a heartbeat despite the whole standing instruction hassle instead of a NACH mandate which the entire world uses and every customer in the world prefers.