Hi, I have some money just sitting in banks earning the 3%/3.5% - leaving aside some liquid funds, am considering putting the rest in bank FDs or liquid/short-term debt funds.
FDs are giving 6.4% currently (public banks).
My question is, right now should I put that money in FDs or in 1year liquid or low-duration debt funds. I’m currently a student so no income.
What minimum AUM should I look for?