…and having done so, are enjoying he benefits of diversifying into a variety of asset classes. 
Do you have a source for this assertion? or is this based on the narrative popular within the mainstream media, and viewpoints being shared by vocal folks on social-media like this forum.
IMHO, knowing how little to trust them (and/or their expertise), definitely not something to base an opinion on what’s best for oneself (or for that matter even for the majority).
Why does this still need to be earned from trading options?
Also, where is this sense of entitlement coming from? 
- Any thoughts on exactly what value were you providing by trading (and to whom) for which you were being paid 10% annual returns?
- Is it (whatever you were providing by trading options) still of value anymore?
- if yes, is it still the same value or less?
Unlike a govt. pension, earning 10% by trading options wasn’t a guaranteed proposition to generate returns till one gets bored of it, or dies. I think you know that too.
WuT?? “These people” assuming you are referring to the regulator absolutely have the right to do so. We all (yourself included) agreed to that in exchange for access to the regulated markets we participate in. And we continue to do so by voting (both literally, and with our wallets).
Yes, that’s apparent, (from multiple folks) on most of the recent threads on this forum.
I hope all these threads have helped get the frustration out of one’s system,
and now can focus on something actionable to adapt to the latest change in this constantly evolving market.
If this is coming from a tired/panicked/frustrated mind, that is understandable.
But, IMHO, if one genuinely believes this even after calm careful consideration, then it sounds like someone who did not grasp (still doesn’t grasp?) all the risks involved in the market they were/are participating in.
PS: Thank you for continuing to not resort to sarcasm, name-calling, and making arguments in bad-faith (like i have seen several others on this forum resort to, in these frustrating times.) That was precisely why i have ignored other similar recent topic-threads, and i felt that sharing in this topic-thread the contrary opinion that i hold might help steer us towards a productive direction - away from purely venting frustration, and towards identifying something actionable.
Right, no crypto for you.
So what else is (or can be) ? 
FYI, here’s one recent thread that began along similar lines, briefly focused on discussing alternate strategies, and again devolved into venting frustration. Will be continuing the discussion on that topic-thread to understand/explore alternative approaches with the OP on that topic-thread - options trading to hedge one’s portfolio.