Need suggestions

How can I say that I am a good investor if I am currently holding a 15% overall return on my entire long term holdings, I mean that I am nowhere getting any benefits of investing 82K in markets. I will have the profit if I sell those shares (Example: VEDL sold @50% gain).

Can anyone please suggest how can I get my profits withdrawn keeping my capital untouched.

Consider me new to saving and investments. (Invested - 82K / Current value - 95k / Saving acc. balance - Rs. 675 :sweat_smile:)

Your query is very unclear

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I need suggestions for getting small amount of regular incomes in the form of dividends or something like that.

There is no benefit of capital appreciation until you are selling your asset, and that is why I am looking for profits/income without selling any of my holdings.

For all direct investment you have made such as VEDL, Powergrid, Sail, IOC etc these companies do declare dividends and you must be getting them. But since the quantity is smaller, the amount will be lower.

Consider high dividend paying stocks, mostly theyโ€™re PSUs. :face_holding_back_tears:
Nifty stocks have the least dividend yield globally. :melting_face:
You could rent out stocks using SLBM and pocket the interest. Dhan has it already, Zerodha should soon :relieved:
You could also pledge the stocks for margin and sell options, but itโ€™s dangerous and requires at least 10L. :warning:

From what I can understand, you seem to be comparing equity investments with Fixed deposits or bonds that give out regular interest income. This can be achieved by some of the ways explained by @pavinjoseph
If you want a regular income, you can switch to IDCW plans in mutual funds. They will provide regular cash flow in the form of dividends. (not guaranteed though).

As far as withdrawing profits is concerned, one way is to sell the equivalent amount of shares, as the profits made (in the above example 12k worth of shares). This will bring down your present value to 82k (your original investment). Keep on repeating whenever it rises to your desired profit booking level.
This is highly inadvisable, as your portfolio size is too small, and the demat charges will be relatively high, if you sell proportionate shares in each item. This was just a thought that came to my mind.
Cheers!

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