NPS and EPF for govt employees

General
1

@Quicko
Can a central Govt. employee have both NPS and PF simultaneously ?

2

Hey!

Yes. A government employee can invest in both NPS and PF. He/she can claim a deduction of EPF and PPF investment up to INR 1 lac under Section 80C. Deduction of up to INR 50,000 can be claimed under Section CCD(1B) for investment in NPS.

3

Central government employee can’t opt for EPF but can only add money in PPF.

4

Are you sure sir ? Because earlier there was no such rule.

5

EPF is opened with employer. Central government doesn’t give an option to choose EPF with/without NPS.