NPS and EPF for govt employees

Can a central Govt. employee have both NPS and PF simultaneously ?


Yes. A government employee can invest in both NPS and PF. He/she can claim a deduction of EPF and PPF investment up to INR 1 lac under Section 80C. Deduction of up to INR 50,000 can be claimed under Section CCD(1B) for investment in NPS.

Central government employee can’t opt for EPF but can only add money in PPF.

Are you sure sir ? Because earlier there was no such rule.

EPF is opened with employer. Central government doesn’t give an option to choose EPF with/without NPS.