Please advice on my mutual funds portfolio

Personal finance
1

Quant small cap -5k
Nippon small cap -5k
Hdfc mid cap oppurtunities - 5k
quant elss -5k
parag parikh elss -5k
motilal oswal large and midcap -5k

All are direct growth plans

lumpsum in hdfc flexi cap - 30k. (10 yrs ago)

my targeted horizon is 7 to 10 years, minimum 5 yrs and above average to high risk appetite
i found that the flexi cap and ppfas elss have like 40 percent overlap with index funds portfolios
and there is less than 10 percent overlap among both the small cap funds and both elss funds

I have tried to avoid more than 10 percent overlap between the sip s (except for quant elss and small cap)

kindly add suggestions on what to change , remove or add or any ratio change in the sip allocated
and if u find any good alternative for a fund that i have pl do share
and also share your preferred portfolio
Thank you for your time

2

I am not financial advisor but debt should be part of healthy portfolio.

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3

Yes seems good.

If you don’t have any debt exposure via FDs or PPF or post office scheme, you should consider it too. Corporate bonds, FDs, etc

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4

Thank you for your insights. Yeah, Im separtely doing FD as a one time payment apart from the sips

5

@Lambertcalvin better parag pariq look quant flexicap , and nasdaq 100
and small portion of gold and gsec - then volatility will be reduced