My father is aged > 65
He wants to port his policy . Not every provider offers the option to port for a person of his age.
Our current company is harassing in claim settlement , asking too much paperwork repeatedly.
overall , the site feels good , and its backed by zerodha. But they are recommending an insurance company in their top 5 rankings that i have already had bad experience with. Which makes me question their ethics slightly. Maybe over the years , ethical organizations become slightly corrupt. But i’m sure they are better than policy bazaar.
Care?
As per IRDAI (Insurance Regulatory and Development Authority of India) guidelines, all health insurance providers in India are legally mandated to offer a porting option. It also states that insurers cannot reject a porting request based solely on age, however, insurers are allowed to evaluate medical risks.
You can file a complaint on IRDAI portal or via their toll free helpline.
you are definitely the most intelligent person in this forum.
1 Like
i want to port my dad’s policy to new india assurance but i don’t think we will get any porting benefits. The charges / terms conditions would be as much as a new policy.
My parents got StarHealth after 60. It helped my mom, although coverage was less.
But seems like StarHealth has lower Claim Settlement Ratio overall…
or he is the most blessed with good health in the family, touchwood.
1 Like
Ditto can and helps in everyway