Under 2 lakh Retail, over 2 lakhs you will be considered an HNI.
Yes, I see that you keep asking questions that have already been answered. If you search on Tradingqna, I am pretty sure you’ll find the answer.
Yes, and no. Yes, the interest is fixed.
Again, why do you keep asking the same question over and over again?
The bond will expire and you will get the par value (face value) and any pending interest payment.
Mumbai Inter-Bank Offer Rate (MIBOR) is rate which bank lend to each other. The added spread is to ensure the bonds are sold.