Requesting Suggestions for Selecting the Mutual Fund Plans

[haribabu]

See this ICICI prudential fund is giving only 12.6 per year. Interest rates and returns always mentioned per year basis not per month.

Do home work don’t rush and put your money.

This is best site to learn.

https://www.valueresearchonline.com/funds/newsnapshot.asp?schemecode=686

Also read this.

Why does the expense ratio for direct plans even exit

So I see that its the expense ratio that makes all the difference between a direct and indirect plan. For direct plans the ratio is definitely lesser compared to regular ones. But even for direct plans the ratio does exit. I mean its not completely zero. So where does this expense go? If nothing is going to the middle broker man. And nothing is being charged by the AMC then why does that little expense ratio even exist?