its really worst market in the world
whoever believe blue-chip company are safe - let’s see, 70% of top blue-chip company have no return in last 5 years
most of the mutual fund have good return , like quant multi asset , mahindra multicap ,
those who are thinking - about dividend yield in stock is penny - no return means its big time loss
better in MF i believe
EXample TCS 2020 to 2026 - no return
The real truth of “long term investing”!
mr sandeep tandoon quant founder told to cnbc - buy and hold strategy will not work anymore in the world - because business climate is changing very fast , in a year everything will be changed - so all fund house are now aggresively churning portfolio fast - according to business change -
see last 5 year if you invest 10 lakhs in bluechip company and mutual fund
the same in mutual fund
IT sector has given 0% return in last 5 year. I remember people were too bullish in IT
in 2021 after COVID rally.
TCS. I am invested in this company. The chart says it had touched 4500. so going by the same start date to the time it reached 4500, was there growth. On hindsight, i can fix specific point to point and say there was growth or not. Did any one sell when it peaked at 4300 plus, if so, they could now buy it back.
I am building a position in TCS. Here’s why:
If you had invested ₹10 lakh in TCS on 12th Feb 2021, you would have gotten 313 shares. Total dividends received so far: ₹141,163. Current XIRR (assuming dividends withdrawn): ≈ -0.32%.
I also think TCS was overvalued in 2021 — value investing still has its place. IT deserves a position in any portfolio (even Mahindra Manulife Multi Cap Fund allocates ~10% to technology).
That said, multi-cap funds are almost always better than single stocks for most people. Stocks should be satellite portfolio, individual stocks are not for the faint-hearted — they require patience, conviction, and a long-term horizon.
PS: I don’t have a big position in IT yet. If there’s real blood on the street, I’ll look seriously (I’ve caught falling knives before).
Not a financial advisor!
that is not very easy - only Asset management company do these without emotion - retailer is not possible - they will think its long term - they will hold for dividend
Still IT company PEG ratio is very high like above 2 to 10 its trading very high valuation , any small negative news - its will crash sevearly - market will never think its bluchip or tata company
The real question isn’t growth. It’s whether US companies still need firms like Infosys or Tata Consultancy Services — when a subscription to Anthropic might get the work done without the middleman
it’s about whether AI technology is quietly making the middleman optional.
People are not understanding where AI is going to be positioned. It’s exactly going to be positioned where code has always been, or software has always been. So you need specialized people to use the AI. At the end of the day, and that will create another AI engineer’s job, just like we had software engineer jobs. It’s not like the white-collar guys in management will start doing the coding work or building software, right? Because software is not just about building it; it’s also about maintaining it.
And hence, you’re going to need specialized technical people like engineers with a software background to actually use the AI tools to build software and maintain it for a really, really long time. So people are not understanding this one simple thing because initially we used to code in assembly language, which was as close to binary as possible. And then we came up with high-level languages like C and other things, then Python, Rust, C++, and whatnot, Go, all of these are high-level languages built to make things easier so that people can code much faster and easier.
And then on top of that, we built another layer called AI agents. So just a layer where people will sit and code, just like before. And also, the people who are running the companies and the other firms, they are not interested in building software and maintaining it. So they will obviously outsource it, or get an in-house captive team to do the software building for them. It’s not like marketing guys or product managers or some other people from the non-tech companies are going to be building software for themselves. It’s just not at all feasible in the long run.
The real issue lies in how people are underestimating what AI is capable of, and what it actually needs to function at its best.
Just six months ago, ChatGPT seemed like a major leap forward, but today, AI systems like Anthropic’s Agentic AI make it feel almost outdated.
The pace at which AI is evolving is nothing short of exponential, shifting in ways that are hard to predict.
It’s moving into roles and functions we could never have imagined before.
The truth is, you can’t set boundaries for AI anymore; it’s evolving in ways that challenge our understanding of its potential.
Well written. This is what I also thought. I feel the Fii who sold such hiqh quantity must have a different reason than just AI. Its always the retail investor who out of panic sell based on market price
Yes we cant set boundaries but it will not be the end of companies like tcs and others as long as they keep innovating and being in line with what the world wants. Being a optimist as I own tcs.
