The nuisance of illegal loan apps

The rise of lending apps has sparked concerns due to their intrusive data requests and predatory nature. These apps often demand full access to users’ contacts, messages, and photos, raising red flags, especially in the case of loan apps. Sadly, the increasing number of individuals falling victim to these shady and illegal loan apps has led to alarming consequences, Nithin recently tweeted about one such incident here

What makes these apps disgusting is the fact that many of them deduct as much as 10% upfront. Then there’s the fact that interest rates range from 50% to 100%, or even 200%+. It’s impossible for people who borrow on these apps to repay with such usurious terms. But considering people who borrow on these apps are desperate, they don’t notice the fine print.

To know more about the nuisance of these illegal loan apps, watch this.

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bajaj finserv app also asks for every permissions, the reason why i only use their browser portal.

many apps in our phone are dont really need to be an app, they work fine in browser, only reason they kept telling us to install their app is to mine user data.