Why invest in direct mutual funds on Coin?

[Sanket]

@stephinnn

after i did my calculation it shows for monthly SIP of 5000Rs the expenses are more on zerodha Coin.

Not sure why the values are constant in your sheet are constant. Like Nithin said, expense ratio is deducted daily. So you can download the historic NAVs and deduct the expense ratios from both direct and regular to calculate the savings.

Regular vs Direct Plan in MFs

If we talk about Regular plan vs Direct plan of L&T Emerging business fund the NVAs are 23.18 and 23.78 respectively. The difference between them is 0.6 which is almost 2.6% of Nav (0.6/23.18*100). ie for the Direct plan you have to pay 2.6% more than Regular plan all the time then How the Direct plan by Zerodha Coin is better than Regular plan?? Plz clear my doubt? [image]