@curiousvi do you have the details of your past 4-5 Zerodha AMC payments handy?
Reviewing the actual dates and amounts might be more fruitful instead of these theoretical calculations.
PS: While we are talking about nominal “discrepancies” like these in the AMC charges,
IIRC, Zerodha has not been punctual in deducting the quarterly AMC.
Am not sure, whether this ends-up being in favour of Zerodha or the individual.
Someone, please share some XIRR calculations based on the exact dates and amounts.
PPS:
Could this be considered an example of an unintentional dark-pattern ?