Zerodha Withdrawable & Available Amount Difference

Why withdrawable amount and Available amount difference is shown in https://console.zerodha.com/funds/overview/ for Withdraw to bank and is there any charges for withdrawing to bank

Withdrawable Balance are settled funds while Available Balance is total funds available in your account, settled + unsettled. You can learn more here.

No, there are no charges for funds withdrawal.

@ShubhS9 understood thanks for the clarification

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  1. In my case Withdrawable is showing more than available balance since last 3 days. Why is this?

  2. I have open positions for FnO, My question is - are margins utilised firstly from pledged collateral or from cash balance?

You can raise a ticket here, team will have this checked.

Margins are first utilised from collateral.