if you don’t buy this MF directly on coin, you will pay 1% upfront commission, so every every year Rs 1500. You will pay 1% as trail for every year you held this, so minimum Rs 4500 for 3 years. If the value of your 1.5lk has gone up, it is 1% of this increased amount - so minimum Rs 4500. Together Rs 6000 in 3 years (which is the minimum). With coin, it would b Rs 1800 irrespective of value. So if next two years you invest Rs 1.5lks each, instead of Rs 18000, it will still be Rs 1800. So yeah, Coin is better…
But yeah, if you want to pay us more, you can not go for direct and use regular plan without paying this Rs 50/month ;). Here is the link to regular plan.