No it is just the same, some advantages you have on coin
- Easy SIP, start stop whenever you want without any NACH requirement. Increase or decrease SIP values at will.
- NAV tracking orders. Similar to stocks, place orders to purchase or redeem funds based on NAV.
- MF in demat form and hence fungible. Extremely easy to pledge and take a loan against in case of emergency.
- Single capital gain statement, P&L, visualizations, and more.
- MF or stocks in demat are much easier to claim by dependents (nominee of demat) in the case of death. Direct plans with multiple AMC’s would mean multiple folios, difficult to aggregate and claim.