I am thinking of booking the loss in the counters and save whatever principal is remaining by putting into FD.
Is FD better? It gives assured return and peace of mind. U can concentrate on the job better.
Chasing the falling knife i think stock market is a big casino type gambling?
Please share your thoughts
When did you start investing on the counters where u r planning to book loss?
Stock market - You need to have an understanding of markets and you need to track from time to time.
If you cant do both, then definitely one should not invest. They can go for mutual fund SIPs or FD.
And there are some people who start SIPs above 11500 Nifty, those people should definitely go only for FD and stay away from stock market.
In fact i already booked loss in vakrangee som distellleries GIC and magma fincorp
Loss total around rs 7000
Thankfullly all this i did put test money
invest for a large period of time ,only then u will be able to make money in good stocks otherwise go for fd .
You are thinking about FD coz you lost money in stock market.
Had you made money in same trade, you wouldn’t be posting this query! 
This is a common query most of the investors raise…even i used to think like this years back. But then i started working very hard on my investment model rather than the herd mentality & going with SIPs because everyone is advising. You need help with your investments if you are new & do proper portfolio allocation…always have FDs (especially take long term FDs when rates go higher) as essential component, the rest you allocate between PPF, ultrashort debt (current scenario) & take some good stocks or better put into ETFs like juniorbees in a staggered manner…good luck
@pmaha it is not that i lost money…i made more short term gains by meticulous time and study in swing trading…first time i decided to book loss on quality less companies… Don’t underestimate others…u never know wat home work they did wat is their strategy etc.
but nowadays market does not follow charts…any news it falls… VIX is higher…so i am asking this question
Thanks @CoolBird. Ur reply is consoling. I did not follow herd mentality . I did my home work observed price action of a stock its support resistance etc before investing. I never invest bcos of TV channels. But now situation is all type of patterns are broken. Best eg is indiabulls housing finance. Wat will us do with such roller coaster rides?
to invest in individual stocks is always risky though you may have chosen a fundamentally good stock. i’ve always invested only in juniorbees, niftybees, hdfc bank, britannia looking at the tech charts & has helped build proper ROI.
That’s great!
As long as you are making money in Stock market, it’s Trading
The moment you start loosing money in stock market, it’s Gambling!
Bro why would u even trade or even try to do anything with IBULHSGFIN?
Retailer’s problem is they always try to follow the action, there is lot of passive stocks which are following simple patterns and where u can earn with technicals even now
TITAN has jumped between 780 and 840 around 2-3 times in last 2-3 weeks itself (Disclaimer: I think going forward now TITAN also will start disobeying technicals )
But no one sees that, traders are attracted like fireflies to IBULHSGFIN, DHFL, YESBANK
And regarding IBULHSGFIN I have some real worries, I wont tell what price I am expecting there lets see where it goes
Will tell few more words on IBULHSGFIN stock
Just see the price chart of its group stocks - SORILINFRA, IBULISL, IBVENTURES - you can see where they are going now
Just see IBREAL last one month performance
After seeing all this, should any retailer try to find bottom of IBULHSGFIN stock? Doesnt matter what fundamentals or technicals say
@newbie420 funniest part is ibulhsgfinc is my real hero. Daily i sell my holding 2 shares and by evening buy back at lower price and earn pocket money. Regular income plan
I am not positive on any NBFCs going forward, even before the RBI policy came I wasn’t.
Lets see how they react on Monday, keep tracking that stock and have a stop loss.
NBFCs and Financials most probably won’t be a part of next bull rally if interest rate conditions sustain or dont improve drastically, which means holding them even for long term at loss also would be inadvisable.
Do you have planned stop loss before taking trade, if yes then you shouldn’t be worrying since it’s a part of your plan.
I have a wonderful suggestion for you. If you don’t have the stomach to take risk, here’s what you can do.
You can put your capital in liquid funds or FD.
Then, do a systematic withdrawal plan and reinvest ONLY the ‘interest’ in equity Mutual funds.
That ways your capital is always protected.
After 10 years, you will have 3x your initial capital provided you get a 17% CARG with your equity.
So, 1 Lakh will become around 3 Lakhs after 10 years with 100% capital protection guarantee.
At the very least, even if you manage to get only 5% return with your equity portfolio in the event of a major stock market crash, you will still have 2 lakhs after 10 years.
FD is one of the best INVESTING instrument created in India. Beware it doesn’t give you any thrill and life is boring with FD ,but surely you will get back your own hard earned money at any point in time later in your life. Living in the modern world where everyone is duping you in the name of anything to take away a piece of your pie, this is a very effective medium to stay on the path for the long run.
Remember that at-least once in your lifetime/work-life you would experience a market crash which would blow away all the wealth in one -go.It would be like a demonetisation type situation. You wouldn’t be allowed to take out your own cash. Eventually banks would be bailed out but your investments would be gone by then. Not many today’s MF investors are aware of that or talk about this phenomenon.
For the middle class MF has become a ‘dream’ way to get rich. The fact is middles class can NEVER get rich , that is how the whole system is created around us . Its a mirage.There is a big propaganda about MF today since govt wanted to create a separate industry out of it. And they cant do this without the help of the middle class. MF is the best way for corporates to take cheap money from the middle class and get rich themselves.
Summing up…buy government bonds ,fixed deposits … until China invades India, you have the assurance to get your money back.
Rightly said…90 percent of my money is already in FD only…the rest 10 percent in direct equities…question is shall i wind up this ten percent too?
No, you can definitely use a small capital in equities. Later if you find index at mouth watering levels, you can increase capital towards equities.
Problem comes with people who put majority of their cash in equities. I know people who have 90-95% cash exposure to Equities and their portfolio is in deep loss.
OK thanks. Let me wait as now all small caps i have exited